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Latest Financial Guides & News

Bea Garcia

What's the difference between personal loans and renovation loans?

When it comes to funding a home makeover, not all loans are created equal. Personal loans cover smaller, short-term projects, while renovation loans suit larger...

3 day(s) ago
Bea Garcia

A complete guide to neobanks

Neobanks are digital-only banks built for speed, low fees, and user-friendly apps. They offer convenience and smart financial tools, but with fewer services and...

4 day(s) ago
Bea Garcia

Understanding margin calls

A margin call is the financial red flag that flashes when your loan-to-value ratio climbs above the agreed limit.

5 day(s) ago
Bea Garcia

What to do when your term deposit matures

Term deposits have long been a popular choice for individuals looking to safely invest their money while earning a predictable return. But what happens when the...

24 Apr 2026
Bea Garcia

How can mum and dad help me buy a house?

Saving a 20% deposit is one of the toughest roadblocks for first‑home buyers, and many are turning to the ‘Bank of Mum and Dad,’ where parents step ...

17 Apr 2026
Bea Garcia

Pros and cons of getting a home loan with friends or family

Teaming up with your sister or your best mate might seem like a great way to double your borrowing power and get on the property ladder sooner, but there’...

16 Apr 2026
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