About the author
Bernadette is a journalist with years of experience covering topics in macroeconomics, real estate, and lifestyle beats for notable print media organisations. She joined the InfoChoice Group in 2024, bringing her passion for writing stories that help Australians make better decisions about money.
Bernadette's latest articles
Debit vs Credit Card
The main difference between a credit card and a debit card is how they finance a purchase. And whichever is better depends largely on your financial goals an...
Record home prices defy economic indicators – here's why
When it comes to relationship breakdowns in Australia, nothing has been more apparent in recent months than the decoupling between home values and housing ma...
Valentine’s Day sparks financial scams
No rest for the wicked indeed, even on Valentine’s Day, as romance scam activities targeting unsuspecting Aus...
High cash rate spurs refinancing activity in 2023
New mortgages fell as Aussies opt to refinance in a bid to circumvent the impact of high cash rates gripping the ho...
Nearly 19k first home buyers benefit from NSW stamp duty relief
Thousands of first home buyers in New South Wales have saved up to $30,000 in stamp duty following reforms that lif...
Term deposit rates move in different directions in the wake of RBA pause
In the wake of RBA’s decision to keep the cash rate unchanged in February, some of Australia’s big bank...
Why do home values fluctuate if there’s a chronic supply shortage?
Generally, prices tend to go higher when supply lags behind demand. But despite the ongoing housing supply shortage...
More sellers in major cities list their properties under distressed conditions
During a traditionally quiet time for residential listings, SQM Research data showed January saw an increasing numb...
Red-hot rental market: Vacancy in Australia’s capital cities at critical levels in January
As tenants grapple with rising rent prices and a chronic supply shortage, the latest PropTrack report points to no ...
Reserve Bank holds rates steady in February, but future hikes 'cannot be ruled out'
After its inaugural two-day meeting, the Reserve Bank on Tuesday has decided to keep the cash rate unchanged at 4.35% in February.
Property settlements down in 2023, but Q4 sales boom suggests growing momentum
Property sales transactions across five mainland states in 2023 fell 9.1% year-on-year, the latest PEXA Property In...
Two-thirds of Aussies under dire levels of rental stress
Seven out of 10 Australian renters are paying more than 30% of their gross income on rent, with over two-thirds mod...