Denise Raward | InfoChoice

About the author

Denise Raward is a senior journalist with an interest in macroeconomics, real estate and personal finances. She has previously worked in mainstream media organisations and in academia, joining the team in 2024. She strives to deliver financial information in everyday language to enable all Australians to better understand how to manage their own – and their families' – ongoing financial health.

Denise's latest articles

Investors drive jump in home lending

New data shows lending for housing leapt 3.9% in July over the previous month, with investor lending continuing to dominate growth.

Retail trade unchanged despite tax cuts, energy rebates

Retail turnover remained unchanged in July, signalling Australians are unwilling to spend extra cash created through tax cuts and government handouts.

CommBank, ANZ cut business term deposit rates

Term deposit accounts for businesses are following the recent plunge in consumer term deposit accounts with two of the big four banks announcing rate cuts on...

No interest rate cuts this year: RBA governor

Reserve Bank of Australia governor Michele Bullock has all but ruled out a cut to the cash rate this year in a blow to households with mortgages.

Not all cities to see housing price growth this year: ANZ

Capital city home prices are expected to gain another 7.3% in 2024 although not all cities will see an increase.

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We strive to cover a broad range of products, providers, and services; however, we do not cover the entire market. Products in our comparison tables are sorted based on various factors, including product features, interest rates, fees, popularity, and commercial arrangements.

Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes.

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $400,000 loan amount over 25 years. For car loans and personal loans, the base criteria include a $30,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

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Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

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We may include products and services from loans.com.au, CarLoans.com.au, OnlineAuto.com.au, and YourMortgageBroker Pty Ltd, all associated with the Firstmac Group. Importantly, these brands are treated like any other commercial partner.

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The information provided by InfoChoice.com.au is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking independent financial advice before making any financial decisions. Before acquiring any financial product, obtain and read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and any other offer documents.

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