Home Loan Guides: Expert Insights for Informed Homeownership – Page 3

Home Loan Basics

How does a home loan for Expats, Temporary Visas or Non-residents work?

Home Loan Basics

How to downsize your home as a senior

Home Loan Basics

Refinancing Your Home Loan For a Car

Home Loan Basics

Avoiding mortgage stress: How much of your income should go towards repayments?

Offset or extra repayments: Using a lump sum to improve your home loan position

Critical Reports You Need Before Buying a Property: A Complete Guide

Comparing Home Loans With Better Deals Than Commonwealth Bank

Home Loan Basics

Is it better to buy or rent property in Australia?

Home Loan Basics

Exploring Sharia home loans and Islamic banking options in Australia

Home Loan Basics

Who offers online home loans in Australia?

Everyday Banking

Are there any green banks in Australia?

Commonwealth Bank vs. Westpac Home Loans

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Product Coverage and Sort Order

We strive to cover a broad range of products, providers, and services; however, we do not cover the entire market. Products in our comparison tables are sorted based on various factors, including product features, interest rates, fees, popularity, and commercial arrangements.

Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes.

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

Related Brands

InfoChoice.com.au is proudly part of the InfoChoice Group, which includes Savings.com.au, YourMortgage.com.au, YourInvestmentPropertyMag.com.au, and PerformanceDrive.com.au. The InfoChoice Group is associated with the Firstmac Group.

We may include products and services from loans.com.au, CarLoans.com.au, OnlineAuto.com.au, and YourMortgageBroker Pty Ltd, all associated with the Firstmac Group. Importantly, these brands are treated like any other commercial partner.

Learn more about how we manage conflicts of interest.

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The information provided by InfoChoice.com.au is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking independent financial advice before making any financial decisions. Before acquiring any financial product, obtain and read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and any other offer documents.

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