BCU Bank Home Loan Rates & Review

BCU Bank Home Loans as of April 2025

Loan purpose

Loan amount

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Lender	Home Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Repayment type	Rate Type	Ongoing Fees	Upfront Fees	Max LVR	Link	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (OO) (2 years)	5.49% p.a.	5.91% p.a.	$2,836	Principal & Interest	Fixed	$0	$300	80%	More details	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (OO) (3 years)	5.59% p.a.	5.90% p.a.	$2,867	Principal & Interest	Fixed	$0	$300	80%	More details	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (OO) (IO) (2 years)	5.59% p.a.	5.93% p.a.	$2,329	Interest-only	Fixed	$0	$300	0%	More details	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (OO) (1 year)	5.69% p.a.	5.98% p.a.	$2,899	Principal & Interest	Fixed	$0	$300	80%	More details	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (OO) (IO) (3 years)	5.69% p.a.	5.93% p.a.	$2,371	Interest-only	Fixed	$0	$300	0%	More details	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (INV) (3 years)	5.74% p.a.	6.09% p.a.	$2,915	Principal & Interest	Fixed	$null	$null	80%	More details	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (INV) (2 years)	5.74% p.a.	6.13% p.a.	$2,915	Principal & Interest	Fixed	$null	$null	80%	More details	Compare
BCU Bank	BCU Bank OMG! Home Loan - LVR of <=60%	5.74% p.a.	5.77% p.a.	$2,915	Principal & Interest	Variable	$null	$null	60%	More details	Compare
BCU Bank	BCU Bank OMG! Home Loan - LVR of >60% and <=80%	5.79% p.a.	5.82% p.a.	$2,931	Principal & Interest	Variable	$null	$null	80%	More details	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (OO) (IO) (1 year)	5.79% p.a.	5.99% p.a.	$2,413	Interest-only	Fixed	$0	$300	0%	More details	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (INV) (IO) (3 years)	5.84% p.a.	6.12% p.a.	$2,433	Interest-only	Fixed	$0	$300	0%	More details	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (INV) (IO) (2 years)	5.84% p.a.	6.15% p.a.	$2,433	Interest-only	Fixed	$0	$300	0%	More details	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (INV) (1 year)	5.89% p.a.	6.19% p.a.	$2,962	Principal & Interest	Fixed	$null	$null	80%	More details	Compare
BCU Bank	BCU Bank Offset Home Loan - LVR of <=60%	5.89% p.a.	5.92% p.a.	$2,962	Principal & Interest	Variable	$0	$300	60%	More details	Compare
BCU Bank	BCU Bank Offset Home Loan - LVR of >60% and<=80%	5.98% p.a.	6.01% p.a.	$2,991	Principal & Interest	Variable	$0	$300	80%	More details	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (INV) (IO) (1 year)	5.99% p.a.	6.20% p.a.	$2,496	Interest-only	Fixed	$0	$300	0%	More details	Compare
BCU Bank	BCU Bank Basic Investment Loan <=70%	6.04% p.a.	6.07% p.a.	$3,011	Principal & Interest	Variable	$null	$null	70%	More details	Compare
BCU Bank	BCU Bank OMG! Home Loan - LVR of >80% and <=95%	6.04% p.a.	6.07% p.a.	$3,011	Principal & Interest	Variable	$0	$300	95%	More details	Compare
BCU Bank	BCU Bank Basic Investment Loan >70%	6.14% p.a.	6.17% p.a.	$3,043	Principal & Interest	Variable	$null	$null	70%	More details	Compare
BCU Bank	BCU Bank Offset Home Loan - LVR of >80% and<=95%	6.14% p.a.	6.17% p.a.	$3,043	Principal & Interest	Variable	$0	$300	95%	More details	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (OO) (4 years)	6.49% p.a.	6.19% p.a.	$3,157	Principal & Interest	Fixed	$0	$300	80%	More details	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (OO) (5 years)	6.49% p.a.	6.23% p.a.	$3,157	Principal & Interest	Fixed	$0	$300	80%	More details	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (INV) (4 years)	6.59% p.a.	6.36% p.a.	$3,190	Principal & Interest	Fixed	$null	$null	80%	More details	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (OO) (IO) (4 years)	6.59% p.a.	6.23% p.a.	$2,746	Interest-only	Fixed	$0	$300	0%	More details	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (OO) (IO) (5 years)	6.59% p.a.	6.27% p.a.	$2,746	Interest-only	Fixed	$0	$300	0%	More details	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (INV) (5 years)	6.59% p.a.	6.39% p.a.	$3,190	Principal & Interest	Fixed	$null	$null	80%	More details	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (INV) (IO) (5 years)	6.69% p.a.	6.44% p.a.	$2,788	Interest-only	Fixed	$0	$300	0%	More details	Compare
BCU Bank	BCU Bank Fixed Rate Home Loan (INV) (IO) (4 years)	6.69% p.a.	6.40% p.a.	$2,788	Interest-only	Fixed	$0	$300	0%	More details	Compare

More home loans

Variable Home Loan P&I <90%

Product Features

No application, ongoing monthly or annual fees.
Extra repayments allowed with fee-free redraw
Add an optional offset sub-account, T&C's apply.

Monthly repayments: $2,344

5.79% Advertised Rate (p.a.)

5.83% Comparison Rate (p.a.)

More details

Important Information and Comparison Rate Warning

Rates correct as of . View disclaimer.

Important Information and Comparison Rate Warning

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For home loans, the base criteria include a $500,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

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