First Option Bank Savings Account Rates & Review

First Option Bank Savings Accounts as of April 2025

Provider	Base interest rate	Max interest rate	Total interest earned	Minimum Amount	Maximum Amount	Account Keeping Fees	Min. Monthly Deposit	Min. Opening Deposit	Linked account required	ATM Access	EFTPOS Facility	as ofApril 16, 2025

	Bonus rate of 2.75%Rate varies on savings amount. 2.00^%_p.a.	4.75^%_p.a.	^$971	^$0	^$249,999	0	0		$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Savings+Bonus
Savings+Bonus More details
	Bonus rate of 2.75%Rate varies on savings amount. 0.40^%_p.a.	3.15^%_p.a.	^$639	^$250,000	^$99,999,999	0	0		$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Savings+Bonus
Savings+Bonus More details
	Bonus rate of 3.30%Rate varies on savings amount. 0.05^%_p.a.	3.35^%_p.a.	^$680	^$20,000	^$99,999,999	0	100	1	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Bonus Saver
Bonus Saver More details
	Bonus rate of 5.25%Rate varies on savings amount. 0.05^%_p.a.	5.30^%_p.a.	^$1,086	^$0	^$9,999	0	25	1	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Kids Bonus Saver
Kids Bonus Saver More details
	Bonus rate of 0.55%Rate varies on savings amount. 0.05^%_p.a.	0.60^%_p.a.	^$120	^$10,000	^$99,999,999	0	25	1	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Kids Bonus Saver
Kids Bonus Saver More details
	Bonus rate of 3.20%Rate varies on savings amount. 0.05^%_p.a.	3.25^%_p.a.	^$660	^$5,000	^$19,999	0	100	1	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Bonus Saver
Bonus Saver More details
	Bonus rate of 3.55%Rate varies on savings amount. 0.05^%_p.a.	3.60^%_p.a.	^$732	^$50,000	^$99,999,999	0	100	1	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Bonus Saver
Bonus Saver More details
	Bonus rate of 3.10%Rate varies on savings amount. 0.05^%_p.a.	3.15^%_p.a.	^$639	^$0	^$4,999	0	100	1	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Bonus Saver
Bonus Saver More details

Important Information and Comparison Rate Warning

Latest Deposit News

Savings Account News

Macquarie doubles down, increases intro savings account rate to 5.50%

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First Option Bank Savings Accounts

First Option Bank Savings Accounts as of April 2025

Savings+Bonus

Savings+Bonus

Savings+Bonus

Savings+Bonus

Bonus Saver

Bonus Saver

Kids Bonus Saver

Kids Bonus Saver

Kids Bonus Saver

Kids Bonus Saver

Bonus Saver

Bonus Saver

Bonus Saver

Bonus Saver

Bonus Saver

Bonus Saver

Latest Deposit News

What's happening to my savings account after the RBA cash rate cut?

Medium-length term deposits get the juice this week

Term deposits make a comeback as leading banks hike rates

Macquarie doubles down, increases intro savings account rate to 5.50%

Compare More First Option Bank Products

Savings Accounts Comparison & Tools

Savings Accounts Lenders' Interest Rates

Important Information

Editorial Integrity

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Product Coverage and Sort Order

Comparison Rate Warning and Base Criteria

Monthly Repayment Figures

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