First Option Bank Savings Account Rates & Review

First Option Bank Savings Accounts as of February 2025

Provider	Base interest rate	Max interest rate	Total interest earned	Minimum Amount	Maximum Amount	Account Keeping Fees	Min. Monthly Deposit	Min. Opening Deposit	Linked account required	ATM Access	EFTPOS Facility	as ofFebruary 15, 2025

	Bonus rate of 3.00%Rate varies on savings amount. 2.00^%_p.a.	5.00^%_p.a.	^$1,023	^$0	^$249,999	0	0		$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Savings+Bonus
Savings+Bonus More details
	Bonus rate of 3.00%Rate varies on savings amount. 2.00^%_p.a.	5.00^%_p.a.	^$1,023	^$1,000	^$249,999	0	0		$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Savings+Bonus
Disclosure
Savings+Bonus More details Disclosure
	Bonus rate of 3.00%Rate varies on savings amount. 0.40^%_p.a.	3.40^%_p.a.	^$691	^$250,000	^$99,999,999	0	0		$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Savings+Bonus
Savings+Bonus More details
	Bonus rate of 5.50%Rate varies on savings amount. 0.05^%_p.a.	5.55^%_p.a.	^$1,139	^$0	^$9,999	0	25	1	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Kids Bonus Saver
Disclosure
Kids Bonus Saver More details Disclosure
	Bonus rate of 3.45%Rate varies on savings amount. 0.05^%_p.a.	3.50^%_p.a.	^$711	^$5,000	^$49,999	0	100	1	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Bonus Saver
Bonus Saver More details
	0.05^%_p.a.	0.05^%_p.a.	^$10	^$10,000	^$99,999,999	0	25	1	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Kids Bonus Saver
Kids Bonus Saver More details
	Bonus rate of 3.55%Rate varies on savings amount. 0.05^%_p.a.	3.60^%_p.a.	^$732	^$50,000	^$99,999,999	0	100	1	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Bonus Saver
Bonus Saver More details
	Bonus rate of 3.35%Rate varies on savings amount. 0.05^%_p.a.	3.40^%_p.a.	^$691	^$0	^$4,999	0	100	1	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Bonus Saver
Bonus Saver More details

Important Information and Comparison Rate Warning

Latest Deposit News

Term Deposit News

Savings rate war heats up as Macquarie Bank hikes savings account rate

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First Option Bank Savings Accounts

First Option Bank Savings Accounts as of February 2025

Savings+Bonus

Savings+Bonus

Savings+Bonus

Savings+Bonus

Savings+Bonus

Savings+Bonus

Kids Bonus Saver

Kids Bonus Saver

Bonus Saver

Bonus Saver

Kids Bonus Saver

Kids Bonus Saver

Bonus Saver

Bonus Saver

Bonus Saver

Bonus Saver

Latest Deposit News

Medium-length term deposits get the juice this week

Term deposits make a comeback as leading banks hike rates

Macquarie doubles down, increases intro savings account rate to 5.50%

Savings rate war heats up as Macquarie Bank hikes savings account rate

Compare More First Option Bank Products

Savings Accounts Comparison & Tools

Savings Accounts Lenders' Interest Rates

Important Information

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Product Coverage and Sort Order

Comparison Rate Warning and Base Criteria

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