HSBC Home Loan Rates & Review

HSBC Home Loans as of March 2025

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Lender	Home Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Repayment type	Rate Type	Ongoing Fees	Upfront Fees	Max LVR	Link	Compare
HSBC	HSBC Packaged Fixed Rate Loan - Owner Occupied (LVR 80% or less) (2 years)	5.54% p.a.	6.27% p.a.	$2,852	Principal & Interest	Fixed	$390	$0	80%	More details	Compare
HSBC	HSBC Packaged Fixed Rate Loan - Owner Occupied (LVR 80% or less) (3 years)	5.54% p.a.	6.23% p.a.	$2,852	Principal & Interest	Fixed	$390	$0	80%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR 80% or less) (3 years)	5.69% p.a.	6.42% p.a.	$2,899	Principal & Interest	Fixed	$390	$0	80%	More details	Compare
HSBC	HSBC Packaged Fixed Rate Loan - Owner Occupied (LVR 80% or less) (1 year)	5.69% p.a.	6.33% p.a.	$2,899	Principal & Interest	Fixed	$390	$0	80%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR 80% or less) (2 years)	5.69% p.a.	6.46% p.a.	$2,899	Principal & Interest	Fixed	$390	$0	80%	More details	Compare
HSBC	HSBC Packaged Fixed Rate Loan - Owner Occupied (LVR 80% or less) (4 years)	5.74% p.a.	6.27% p.a.	$2,915	Principal & Interest	Fixed	$390	$0	80%	More details	Compare
HSBC	HSBC Packaged Fixed Rate Loan - Owner Occupied (LVR 80% or less) (5 years)	5.74% p.a.	6.25% p.a.	$2,915	Principal & Interest	Fixed	$390	$0	80%	More details	Compare
HSBC	HSBC Home Value Home Loan (Principal and Interest) (LVR < 60%)	5.74% p.a.	5.75% p.a.	$2,915	Principal & Interest	Variable	$null	$null	60%	More details	Compare
HSBC	HSBC Home Value Loan - Owner Occupied (LVR 60% - 70%)	5.79% p.a.	5.80% p.a.	$2,931	Principal & Interest	Variable	$0	$750	70%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR 80% or less) (3 years)	5.84% p.a.	6.44% p.a.	$2,433	Interest-only	Fixed	$390	$0	80%	More details	Compare
HSBC	HSBC Home Value Loan - Owner Occupied (LVR 70% to 80%)	5.84% p.a.	5.85% p.a.	$2,947	Principal & Interest	Variable	$0	$750	80%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR 80% or less) (1 year)	5.84% p.a.	6.52% p.a.	$2,947	Principal & Interest	Fixed	$390	$0	80%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Owner Occupied (LVR 80% or less) (2 years)	5.84% p.a.	6.32% p.a.	$2,433	Interest-only	Fixed	$390	$0	80%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Owner Occupied (LVR 80% or less) (3 years)	5.84% p.a.	6.30% p.a.	$2,433	Interest-only	Fixed	$390	$0	80%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR 80% or less) (2 years)	5.84% p.a.	6.48% p.a.	$2,433	Interest-only	Fixed	$390	$0	80%	More details	Compare
HSBC	HSBC Package Standard Variable Home Loan (Principal & Interest) (LVR < 60%)	5.89% p.a.	6.26% p.a.	$2,962	Principal & Interest	Variable	$390	$null	60%	More details	Compare
HSBC	HSBC Packaged Fixed Rate Loan - Owner Occupied (LVR >80%) (2 years)	5.94% p.a.	6.59% p.a.	$2,978	Principal & Interest	Fixed	$390	$0	90%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Owner Occupied (LVR 80% or less) (1 year)	5.94% p.a.	6.35% p.a.	$2,475	Interest-only	Fixed	$390	$0	80%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR 80% or less) (1 year)	5.94% p.a.	6.53% p.a.	$2,475	Interest-only	Fixed	$390	$0	80%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR 80% or less) (4 years)	5.94% p.a.	6.47% p.a.	$2,978	Principal & Interest	Fixed	$390	$0	80%	More details	Compare
HSBC	HSBC Packaged Fixed Rate Loan - Owner Occupied (LVR >80%) (3 years)	5.94% p.a.	6.56% p.a.	$2,978	Principal & Interest	Fixed	$390	$0	90%	More details	Compare
HSBC	HSBC Package Variable Rate Loan - Owner Occupied (LVR 60% - 70%)	5.94% p.a.	6.31% p.a.	$2,978	Principal & Interest	Variable	$390	$0	70%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR 80% or less) (5 years)	5.94% p.a.	6.45% p.a.	$2,978	Principal & Interest	Fixed	$390	$0	80%	More details	Compare
HSBC	HSBC Package Home Smart Loan - Owner Occupied (LVR <80%)	5.99% p.a.	6.36% p.a.	$2,995	Principal & Interest	Variable	$390	$0	80%	More details	Compare
HSBC	HSBC Home Value Investment Loan (Principal and Interest) (LVR < 70%)	5.99% p.a.	6.00% p.a.	$2,995	Principal & Interest	Variable	$null	$null	70%	More details	Compare
HSBC	HSBC Package Variable Rate Loan - Owner Occupied LVR between 70% - 80	5.99% p.a.	6.36% p.a.	$2,995	Principal & Interest	Variable	$390	$0	80%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR 80% or less) (5 years)	6.04% p.a.	6.47% p.a.	$2,517	Interest-only	Fixed	$390	$0	80%	More details	Compare
HSBC	HSBC Home Value Loan - Investment (LVR 80% or less)	6.04% p.a.	6.05% p.a.	$3,011	Principal & Interest	Variable	$0	$750	80%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR 80% or less) (4 years)	6.04% p.a.	6.48% p.a.	$2,517	Interest-only	Fixed	$390	$0	80%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR >80%) (3 years)	6.09% p.a.	6.74% p.a.	$3,027	Principal & Interest	Fixed	$390	$0	90%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR >80%) (2 years)	6.09% p.a.	6.77% p.a.	$3,027	Principal & Interest	Fixed	$390	$0	90%	More details	Compare
HSBC	HSBC Packaged Fixed Rate Loan - Owner Occupied (LVR >80%) (1 year)	6.09% p.a.	6.63% p.a.	$3,027	Principal & Interest	Fixed	$390	$0	90%	More details	Compare
HSBC	HSBC Package Standard Variable Investment Loan (Principal and Interest) (LVR < 60%)	6.09% p.a.	6.46% p.a.	$3,027	Principal & Interest	Variable	$390	$null	60%	More details	Compare
HSBC	HSBC Package Variable Rate Loan - Investment (LVR 60% to 70%)	6.14% p.a.	6.51% p.a.	$3,043	Principal & Interest	Variable	$390	$0	70%	More details	Compare
HSBC	HSBC Packaged Fixed Rate Loan - Owner Occupied (LVR >80%) (4 years)	6.14% p.a.	6.60% p.a.	$3,043	Principal & Interest	Fixed	$390	$0	90%	More details	Compare
HSBC	HSBC Packaged Fixed Rate Loan - Owner Occupied (LVR >80%) (5 years)	6.14% p.a.	6.59% p.a.	$3,043	Principal & Interest	Fixed	$390	$0	90%	More details	Compare
HSBC	HSBC Package Home Smart Loan - Investment (LVR 70% to 80%)	6.16% p.a.	6.56% p.a.	$3,049	Principal & Interest	Variable	$390	$0	80%	More details	Compare
HSBC	HSBC Home Value Loan - Owner Occupied IO (LVR 70% to 80%)	6.19% p.a.	5.94% p.a.	$2,579	Interest-only	Variable	$0	$750	80%	More details	Compare
HSBC	HSBC Home Value Loan - Investment IO (LVR 80% or less)	6.19% p.a.	6.11% p.a.	$2,579	Interest-only	Variable	$0	$750	80%	More details	Compare
HSBC	HSBC Package Variable Rate Loan - Investment (LVR 70% to 80%)	6.19% p.a.	6.56% p.a.	$3,059	Principal & Interest	Variable	$390	$0	80%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR >80%) (3 years)	6.24% p.a.	6.77% p.a.	$2,600	Interest-only	Fixed	$390	$0	90%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR >80%) (2 years)	6.24% p.a.	6.79% p.a.	$2,600	Interest-only	Fixed	$390	$0	90%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR >80%) (1 year)	6.24% p.a.	6.83% p.a.	$3,075	Principal & Interest	Fixed	$390	$0	90%	More details	Compare
HSBC	HSBC Fixed Rate Loan - Owner Occupied (LVR 80% or less) Standard (3 years)	6.29% p.a.	7.07% p.a.	$3,092	Principal & Interest	Fixed	$0	$750	80%	More details	Compare
HSBC	HSBC Fixed Rate Loan - Owner Occupied (LVR >80%) Standard (2 years)	6.29% p.a.	7.40% p.a.	$3,092	Principal & Interest	Fixed	$0	$750	90%	More details	Compare
HSBC	HSBC Fixed Rate Loan - Owner Occupied (LVR >80%) Standard (3 years)	6.29% p.a.	7.28% p.a.	$3,092	Principal & Interest	Fixed	$0	$750	90%	More details	Compare
HSBC	HSBC Fixed Rate Loan - Owner Occupied (LVR 80% or less) Standard (2 years)	6.29% p.a.	7.16% p.a.	$3,092	Principal & Interest	Fixed	$0	$750	80%	More details	Compare
HSBC	HSBC Package Home Smart Loan - Owner Occupied (LVR >80%)	6.29% p.a.	6.66% p.a.	$3,092	Principal & Interest	Variable	$390	$0	90%	More details	Compare
HSBC	HSBC Package Standard Variable Home Loan (Principal & Interest) (LVR > 80%)	6.29% p.a.	6.66% p.a.	$3,092	Principal & Interest	Variable	$390	$null	90%	More details	Compare
HSBC	HSBC Package Standard Variable Investment Loan (Interest Only) (LVR <80%)	6.34% p.a.	6.59% p.a.	$2,642	Interest-only	Variable	$390	$null	80%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR >80%) (4 years)	6.34% p.a.	6.80% p.a.	$3,108	Principal & Interest	Fixed	$390	$0	90%	More details	Compare
HSBC	HSBC Package Variable Rate Loan - Investment IO (LVR 80% or less)	6.34% p.a.	6.59% p.a.	$2,642	Interest-only	Variable	$390	$0	80%	More details	Compare
HSBC	HSBC Package Variable Rate Loan - Owner Occupied IO (LVR 70% to 80%)	6.34% p.a.	6.44% p.a.	$2,642	Interest-only	Variable	$390	$0	80%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR >80%) (1 year)	6.34% p.a.	6.83% p.a.	$2,642	Interest-only	Fixed	$390	$0	90%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR >80%) (5 years)	6.34% p.a.	6.79% p.a.	$3,108	Principal & Interest	Fixed	$390	$0	90%	More details	Compare
HSBC	HSBC Fixed Rate Loan - Investment (LVR 80% or less) Standard (3 years)	6.44% p.a.	7.26% p.a.	$3,141	Principal & Interest	Fixed	$0	$750	80%	More details	Compare
HSBC	HSBC Fixed Rate Loan - Owner Occupied (LVR 80% or less) Standard (1 year)	6.44% p.a.	7.28% p.a.	$3,141	Principal & Interest	Fixed	$0	$750	80%	More details	Compare
HSBC	HSBC Fixed Rate Loan - Owner Occupied (LVR >80%) Standard (1 year)	6.44% p.a.	7.54% p.a.	$3,141	Principal & Interest	Fixed	$0	$750	90%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR >80%) (5 years)	6.44% p.a.	6.81% p.a.	$2,683	Interest-only	Fixed	$390	$0	90%	More details	Compare
HSBC	HSBC Package Fixed Rate Loan - Investment (LVR >80%) (4 years)	6.44% p.a.	6.81% p.a.	$2,683	Interest-only	Fixed	$390	$0	90%	More details	Compare

More home loans

Variable Home Loan P&I <90%

Product Features

No application, ongoing monthly or annual fees.
Extra repayments allowed with fee-free redraw
Add an optional offset sub-account, T&C's apply.

Monthly repayments: $2,344

5.79% Advertised Rate (p.a.)

5.83% Comparison Rate (p.a.)

More details

Important Information and Comparison Rate Warning

Rates correct as of . View disclaimer.

Important Information and Comparison Rate Warning

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