ING Home Loan Rates & Review

ING Home Loans as of March 2025

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Loan amount

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Lender	Home Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Repayment type	Rate Type	Ongoing Fees	Upfront Fees	Max LVR	Link	Compare
ING	ING Fixed Home Loan - OA - Owner Occupier - Principal & Interest - LVR >=70% <=80% (3 years)	5.59% p.a.	5.83% p.a.	$2,867	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
ING	ING Fixed Home Loan - OA - Owner Occupier - Principal & Interest - LVR >=70% <=80% (2 years)	5.59% p.a.	5.86% p.a.	$2,867	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
ING	ING Fixed Home Loan - OA - Owner Occupier - Principal & Interest - LVR >80% - 90% (2 years)	5.69% p.a.	6.04% p.a.	$2,899	Principal & Interest	Fixed	$0	$350	90%	More details	Compare
ING	ING Fixed Home Loan Owner Occupier - Principal & Interest - LVR >=70% <=80% (2 years)	5.69% p.a.	5.88% p.a.	$2,899	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
ING	ING Fixed Home Loan - OA - Owner Occupier - Principal & Interest - LVR >80% - 90% (3 years)	5.69% p.a.	6.01% p.a.	$2,899	Principal & Interest	Fixed	$0	$350	90%	More details	Compare
ING	ING Fixed Home Loan Owner Occupier - Principal & Interest - LVR >=70% <=80% (3 years)	5.69% p.a.	5.86% p.a.	$2,899	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
ING	ING Fixed Rate Loan ($150k+ where LVR >=70% <=80% - Investor) (2 years)	5.74% p.a.	6.01% p.a.	$2,915	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
ING	ING Fixed Home Loan - OA - Owner Occupier - Principal & Interest - LVR >=70% <=80% (5 years)	5.74% p.a.	5.85% p.a.	$2,915	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
ING	ING Fixed Home Loan - OA - Owner Occupier - Principal & Interest - LVR >=70% <=80% (4 years)	5.74% p.a.	5.86% p.a.	$2,915	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
ING	ING Fixed Rate Loan ($150k+ where LVR >=70% <=80% - Investor) (3 years)	5.74% p.a.	5.98% p.a.	$2,915	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
ING	ING Fixed Home Loan - OA - Owner Occupier - Principal & Interest - LVR >=70% <=80% (1 year)	5.74% p.a.	5.90% p.a.	$2,915	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
ING	ING Fixed Home Loan - OA - Owner Occupier - Principal & Interest - LVR >90% (3 years)	5.79% p.a.	6.28% p.a.	$2,931	Principal & Interest	Fixed	$0	$350	95%	More details	Compare
ING	ING Fixed Home Loan Owner Occupier - Principal & Interest - LVR >80% - 90% (2 years)	5.79% p.a.	6.06% p.a.	$2,931	Principal & Interest	Fixed	$0	$350	90%	More details	Compare
ING	ING Fixed Home Loan Owner Occupier - Principal & Interest - LVR >80% - 90% (3 years)	5.79% p.a.	6.03% p.a.	$2,931	Principal & Interest	Fixed	$0	$350	90%	More details	Compare
ING	ING Fixed Home Loan - OA - Owner Occupier - Principal & Interest - LVR >90% (2 years)	5.79% p.a.	6.34% p.a.	$2,931	Principal & Interest	Fixed	$0	$350	95%	More details	Compare
ING	ING Fixed Home Loan - OA - Owner Occupier - Principal & Interest - LVR >80% - 90% (1 year)	5.84% p.a.	6.09% p.a.	$2,947	Principal & Interest	Fixed	$0	$350	90%	More details	Compare
ING	ING Fixed Home Loan Owner Occupier - Principal & Interest - LVR >=70% <=80% (5 years)	5.84% p.a.	5.90% p.a.	$2,947	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
ING	ING Fixed Home Loan Owner Occupier - Principal & Interest - LVR >=70% <=80% (1 year)	5.84% p.a.	5.91% p.a.	$2,947	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
ING	ING Fixed Home Loan - OA - Owner Occupier - Principal & Interest - LVR >80% - 90% (4 years)	5.84% p.a.	6.03% p.a.	$2,947	Principal & Interest	Fixed	$0	$350	90%	More details	Compare
ING	ING Fixed Home Loan Owner Occupier - Principal & Interest - LVR >=70% <=80% (4 years)	5.84% p.a.	5.90% p.a.	$2,947	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
ING	ING Fixed Home Loan - OA - Owner Occupier - Principal & Interest - LVR >80% - 90% (5 years)	5.84% p.a.	6.01% p.a.	$2,947	Principal & Interest	Fixed	$0	$350	90%	More details	Compare
ING	ING Orange Advantage ($1m+ where LVR <=80% O/Occ) - Principal & Interest	5.89% p.a.	6.18% p.a.	$2,962	Principal & Interest	Variable	$299	$350	80%	More details	Compare
ING	ING Fixed Home Loan Owner Occupier - Principal & Interest - LVR > 90% (2 years)	5.89% p.a.	6.36% p.a.	$2,962	Principal & Interest	Fixed	$0	$350	95%	More details	Compare
ING	ING Fixed Home Loan Owner Occupier - Principal & Interest - LVR > 90% (3 years)	5.89% p.a.	6.31% p.a.	$2,962	Principal & Interest	Fixed	$0	$350	95%	More details	Compare
ING	ING Orange Advantage ($500k-$1m where LVR <=80% O/Occ) - Principal & Interest	5.89% p.a.	6.18% p.a.	$2,962	Principal & Interest	Variable	$299	$350	80%	More details	Compare
ING	ING Fixed Rate Loan ($150k+ where LVR >=70% <=80% - Investor) (1 year)	5.89% p.a.	6.05% p.a.	$2,962	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
ING	ING Fixed Rate Loan ($150k+ where LVR >=70% <=80% - Investor) (4 years)	5.89% p.a.	6.01% p.a.	$2,962	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
ING	ING Fixed Rate Loan ($150k+ where LVR >=70% <=80% - Investor) (5 years)	5.89% p.a.	6.00% p.a.	$2,962	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
ING	ING Mortgage Simplifier ($150k+ where LVR >=70% <=80% - O/Occ) - Principal & Interest	5.89% p.a.	5.92% p.a.	$2,962	Principal & Interest	Variable	$0	$350	80%	More details	Compare
ING	ING Orange Advantage ($150k+ where LVR >=70% <=80% O/Occ) - Principal & Interest	5.89% p.a.	6.18% p.a.	$2,962	Principal & Interest	Variable	$299	$350	80%	More details	Compare
ING	ING Mortgage Simplifier ($500k-$1m where LVR <=80% - O/Occ) - Principal & Interest	5.89% p.a.	5.92% p.a.	$2,962	Principal & Interest	Variable	$0	$350	80%	More details	Compare
ING	ING Mortgage Simplifier ($1m+ where LVR <=80% - O/Occ) - Principal & Interest	5.89% p.a.	5.92% p.a.	$2,962	Principal & Interest	Variable	$0	$350	80%	More details	Compare
ING	ING Fixed Home Loan - OA - Owner Occupier - Principal & Interest - LVR >90% (1 year)	5.94% p.a.	6.42% p.a.	$2,978	Principal & Interest	Fixed	$0	$350	95%	More details	Compare
ING	ING Fixed Home Loan Owner Occupier - Principal & Interest - LVR >80% - 90% (1 year)	5.94% p.a.	6.10% p.a.	$2,978	Principal & Interest	Fixed	$0	$350	90%	More details	Compare
ING	ING Fixed Home Loan Owner Occupier - Principal & Interest - LVR >80% - 90% (5 years)	5.94% p.a.	6.05% p.a.	$2,978	Principal & Interest	Fixed	$0	$350	90%	More details	Compare
ING	ING Fixed Home Loan Owner Occupier - Principal & Interest - LVR >80% - 90% (4 years)	5.94% p.a.	6.06% p.a.	$2,978	Principal & Interest	Fixed	$0	$350	90%	More details	Compare
ING	ING Orange Advantage ($150k + where LVR >=70% <=80% - INV) - Principal & Interest	6.04% p.a.	6.33% p.a.	$3,011	Principal & Interest	Variable	$299	$350	80%	More details	Compare
ING	ING Mortgage Simplifier ($150k+ where LVR >=70% <=80% - INV) - Principal & Interest	6.04% p.a.	6.07% p.a.	$3,011	Principal & Interest	Variable	$0	$350	80%	More details	Compare
ING	ING Fixed Home Loan Owner Occupier - Principal & Interest - LVR > 90% (1 year)	6.04% p.a.	6.43% p.a.	$3,011	Principal & Interest	Fixed	$0	$350	95%	More details	Compare
ING	ING Orange Advantage ($150k+ where LVR >80% and <=90% - O/Occ) - Principal & Interest	6.09% p.a.	6.38% p.a.	$3,027	Principal & Interest	Variable	$299	$350	90%	More details	Compare
ING	ING Mortgage Simplifier ($150k+ where LVR >80% and <=90% - O/Occ) - Principal & Interest	6.09% p.a.	6.12% p.a.	$3,027	Principal & Interest	Variable	$0	$350	90%	More details	Compare
ING	ING Fixed Home Loan - OA - Owner Occupier - Principal & Interest - LVR >90% (5 years)	6.14% p.a.	6.34% p.a.	$3,043	Principal & Interest	Fixed	$0	$350	95%	More details	Compare
ING	ING Fixed Home Loan - OA - Owner Occupier - Principal & Interest - LVR >90% (4 years)	6.14% p.a.	6.36% p.a.	$3,043	Principal & Interest	Fixed	$0	$350	95%	More details	Compare
ING	ING Fixed Home Loan Owner Occupier - Principal & Interest - LVR > 90% (5 years)	6.24% p.a.	6.38% p.a.	$3,075	Principal & Interest	Fixed	$0	$350	95%	More details	Compare
ING	ING Fixed Home Loan Owner Occupier - Principal & Interest - LVR > 90% (4 years)	6.24% p.a.	6.40% p.a.	$3,075	Principal & Interest	Fixed	$0	$350	95%	More details	Compare
ING	ING Mortgage Simplifier ($150k+ where LVR >=80% <=90% - INV) - Principal & Interest	6.34% p.a.	6.37% p.a.	$3,108	Principal & Interest	Variable	$0	$350	90%	More details	Compare
ING	ING Orange Advantage ($150k + where LVR >=80% <=90% - INV) - Principal & Interest	6.34% p.a.	6.63% p.a.	$3,108	Principal & Interest	Variable	$299	$299	90%	More details	Compare
ING	ING Orange Advantage ($150k+ where LVR >90% - O/Occ) - Principal & Interest	6.44% p.a.	6.73% p.a.	$3,141	Principal & Interest	Variable	$299	$350	95%	More details	Compare
ING	ING Mortgage Simplifier ($150k+ where LVR >90% - O/Occ) P&I	6.44% p.a.	6.47% p.a.	$3,141	Principal & Interest	Variable	$0	$350	95%	More details	Compare
ING	ING Commercial Fixed - $500k < $1M - All LVRs (3 years)	6.54% p.a.	–	$3,174	Principal & Interest	Fixed	$0	$3,100	75%	More details	Compare
ING	ING New Commercial Borrowings $1M - $3M - All LVRs	6.54% p.a.	–	$3,174	Principal & Interest	Variable	$0	$2,100	75%	More details	Compare
ING	ING Commercial Fixed - $500k < $1M - All LVRs (4 years)	6.90% p.a.	–	$3,293	Principal & Interest	Fixed	$0	$3,100	75%	More details	Compare
ING	ING Commercial Fixed - $500k < $1M - All LVRs (5 years)	6.93% p.a.	–	$3,303	Principal & Interest	Fixed	$0	$3,100	75%	More details	Compare
ING	ING Commercial Fixed - $500k < $1M - All LVRs (2 years)	6.95% p.a.	–	$3,310	Principal & Interest	Fixed	$0	$3,100	75%	More details	Compare
ING	ING New Commercial Borrowings $500k < $1M - All LVRs	6.99% p.a.	–	$3,323	Principal & Interest	Variable	$0	$3,100	75%	More details	Compare
ING	ING Commercial Fixed - $500k < $1M - All LVRs (1 year)	7.05% p.a.	–	$3,343	Principal & Interest	Fixed	$0	$3,100	75%	More details	Compare
ING	ING Mortgage Simplifier ($0 to $149,999 - O/Occ) LVR <80% - Principal & Interest	8.10% p.a.	–	$3,704	Principal & Interest	Variable	$0	$350	95%	More details	Compare
ING	ING Orange Advantage ($0 to $149,999 - O/Occ) LVR < 80% - Principal & Interest	8.15% p.a.	–	$3,721	Principal & Interest	Variable	$299	$350	80%	More details	Compare
ING	ING Mortgage Simplifier ($0 to $149,999 - Investor) LVR <80% - Principal and Interest	8.77% p.a.	–	$3,941	Principal & Interest	Variable	$0	$350	90%	More details	Compare
ING	ING Orange Advantage (<$150k Investor) - Principal & Interest	8.87% p.a.	–	$3,976	Principal & Interest	Variable	$299	$350	80%	More details	Compare

More home loans

Variable Home Loan P&I <90%

Product Features

No application, ongoing monthly or annual fees.
Extra repayments allowed with fee-free redraw
Add an optional offset sub-account, T&C's apply.

Monthly repayments: $2,344

5.79% Advertised Rate (p.a.)

5.83% Comparison Rate (p.a.)

More details

Important Information and Comparison Rate Warning

Rates correct as of . View disclaimer.

Important Information and Comparison Rate Warning

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