UniBank Home Loan Rates & Review

UniBank Home Loans as of November 2024

Loan purpose

Loan amount

Compare

Lender	Home Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Repayment type	Rate Type	Ongoing Fees	Upfront Fees	Max LVR	Link	Compare
UniBank	UniBank Your Way Fixed Home Loan Owner Occupier (3 years)	5.79% p.a.	5.96% p.a.	$2,931	Principal & Interest	Fixed	$0	$0	80%	More details	Compare
UniBank	UniBank Your Way Basic Variable Owner Occupier <=80%	5.99% p.a.	6.01% p.a.	$2,995	Principal & Interest	Variable	$0	$0	80%	More details	Compare
UniBank	UniBank Your Way Fixed Home Loan Owner Occupier (4 years)	5.99% p.a.	6.01% p.a.	$2,995	Principal & Interest	Fixed	$0	$0	80%	More details	Compare
UniBank	UniBank Your Way Fixed Home Loan Owner Occupier (1 year)	5.99% p.a.	6.01% p.a.	$2,995	Principal & Interest	Fixed	$0	$0	80%	More details	Compare
UniBank	UniBank Your Way Fixed Home Loan Owner Occupier (5 years)	5.99% p.a.	6.01% p.a.	$2,995	Principal & Interest	Fixed	$0	$0	80%	More details	Compare
UniBank	UniBank Your Way Fixed Home Loan Owner Occupier (2 years)	5.99% p.a.	6.01% p.a.	$2,995	Principal & Interest	Fixed	$0	$0	80%	More details	Compare
UniBank	UniBank Your Way Fixed Home Loan Investor (3 years)	6.09% p.a.	6.25% p.a.	$3,027	Principal & Interest	Fixed	$0	$0	80%	More details	Compare
UniBank	UniBank Your Way Plus Variable Package Owner Occupier (LVR up to 60%)	6.14% p.a.	6.44% p.a.	$3,043	Principal & Interest	Variable	$300	$0	60%	More details	Compare
UniBank	UniBank Your Way Plus Variable Package Owner Occupier (LVR >60 to 80%)	6.24% p.a.	6.54% p.a.	$3,075	Principal & Interest	Variable	$300	$0	80%	More details	Compare
UniBank	UniBank Your Way Fixed Home Loan Investor (1 year)	6.29% p.a.	6.31% p.a.	$3,092	Principal & Interest	Fixed	$0	$0	80%	More details	Compare
UniBank	UniBank Your Way Fixed Home Loan Investor (4 years)	6.29% p.a.	6.31% p.a.	$3,092	Principal & Interest	Fixed	$0	$0	80%	More details	Compare
UniBank	UniBank Your Way Fixed Home Loan Investor (2 years)	6.29% p.a.	6.31% p.a.	$3,092	Principal & Interest	Fixed	$0	$0	80%	More details	Compare
UniBank	UniBank Your Way Fixed Home Loan Investor (5 years)	6.29% p.a.	6.31% p.a.	$3,092	Principal & Interest	Fixed	$0	$0	80%	More details	Compare
UniBank	UniBank Your Way Basic Variable Investor <=80%	6.29% p.a.	6.31% p.a.	$3,092	Principal & Interest	Variable	$0	$0	80%	More details	Compare
UniBank	UniBank Your Way Basic Variable Owner Occupier Interest Only <=80%	6.39% p.a.	6.18% p.a.	$2,663	Interest-only	Variable	$0	$0	80%	More details	Compare
UniBank	UniBank Your Way Basic Variable Owner Occupier >80%	6.39% p.a.	6.41% p.a.	$3,124	Principal & Interest	Variable	$0	$0	80%	More details	Compare
UniBank	UniBank Your Way Plus Variable Package Investor (LVR up to 60%)	6.44% p.a.	6.74% p.a.	$3,141	Principal & Interest	Variable	$300	$0	60%	More details	Compare
UniBank	UniBank Your Way Plus Variable Package Investor (LVR >60% to 80%)	6.54% p.a.	6.84% p.a.	$3,174	Principal & Interest	Variable	$300	$0	80%	More details	Compare
UniBank	UniBank Your Way Plus Variable Package Owner Occupier Interest Only (LVR up to 60%)	6.54% p.a.	6.59% p.a.	$2,725	Interest-only	Variable	$300	$0	60%	More details	Compare
UniBank	UniBank Your Way Plus Variable Package Owner Occupier Interest Only (LVR >60 to 80%)	6.64% p.a.	6.24% p.a.	$2,767	Interest-only	Variable	$300	$0	80%	More details	Compare
UniBank	UniBank Your Way Basic Variable Investor >80%	6.69% p.a.	6.71% p.a.	$3,223	Principal & Interest	Variable	$0	$0	80%	More details	Compare
UniBank	UniBank Your Way Plus Variable Package Owner Occupier (LVR >80 to 90%)	6.69% p.a.	6.98% p.a.	$3,223	Principal & Interest	Variable	$300	$0	90%	More details	Compare
UniBank	UniBank Your Way Basic Variable Investor Interest Only <=80%	6.69% p.a.	6.48% p.a.	$2,788	Interest-only	Variable	$0	$0	80%	More details	Compare
UniBank	UniBank Your Way Basic Variable Owner Occupier Interest Only >80%	6.79% p.a.	6.58% p.a.	$2,829	Interest-only	Variable	$0	$0	80%	More details	Compare
UniBank	UniBank Your Way Plus Variable Package Investor Interest Only (LVR up to 60%)	6.84% p.a.	6.89% p.a.	$2,850	Interest-only	Variable	$300	$0	60%	More details	Compare
UniBank	UniBank Your Way Plus Variable Package Investor Interest Only (LVR >60 to 80%)	6.94% p.a.	6.99% p.a.	$2,892	Interest-only	Variable	$300	$0	80%	More details	Compare
UniBank	UniBank Your Way Plus Variable Package Owner Occupier (LVR >90%)	6.94% p.a.	7.23% p.a.	$3,306	Principal & Interest	Variable	$300	$0	90%	More details	Compare
UniBank	UniBank Your Way Plus Variable Package Investor (LVR >80% to 90%)	6.99% p.a.	7.28% p.a.	$3,323	Principal & Interest	Variable	$300	$0	90%	More details	Compare
UniBank	UniBank Your Way Plus Variable Package Owner Occupier Interest Only (LVR >80 to 90%)	7.09% p.a.	6.69% p.a.	$2,954	Interest-only	Variable	$300	$0	90%	More details	Compare
UniBank	UniBank Your Way Basic Variable Investor Interest Only >80%	7.09% p.a.	6.88% p.a.	$2,954	Interest-only	Variable	$0	$0	80%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Owner Occupier (LVR >60% to 80%) (4 years)	7.19% p.a.	6.74% p.a.	$3,391	Principal & Interest	Fixed	$300	$0	80%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Owner Occupier (LVR >60% to 80%) (3 years)	7.19% p.a.	6.64% p.a.	$3,391	Principal & Interest	Fixed	$300	$0	80%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Owner Occupier (LVR >80% to 90%) (3 years)	7.19% p.a.	6.78% p.a.	$3,391	Principal & Interest	Fixed	$300	$0	90%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Owner Occupier (LVR up to 60%) (3 years)	7.19% p.a.	6.64% p.a.	$3,391	Principal & Interest	Fixed	$300	$0	60%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Owner Occupier (LVR up to 60%) (4 years)	7.19% p.a.	6.74% p.a.	$3,391	Principal & Interest	Fixed	$300	$0	60%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Owner Occupier (LVR >80% to 90%) (4 years)	7.19% p.a.	6.86% p.a.	$3,391	Principal & Interest	Fixed	$300	$0	90%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Owner Occupier (LVR >60% to 80%) (5 years)	7.24% p.a.	6.85% p.a.	$3,407	Principal & Interest	Fixed	$300	$0	80%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Owner Occupier (LVR >80% to 90%) (2 years)	7.24% p.a.	6.70% p.a.	$3,407	Principal & Interest	Fixed	$300	$0	90%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Owner Occupier (LVR >80% to 90%) (5 years)	7.24% p.a.	6.96% p.a.	$3,407	Principal & Interest	Fixed	$300	$0	90%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Owner Occupier (LVR up to 60%) (2 years)	7.24% p.a.	6.54% p.a.	$3,407	Principal & Interest	Fixed	$300	$0	60%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Owner Occupier (LVR up to 60%) (5 years)	7.24% p.a.	6.85% p.a.	$3,407	Principal & Interest	Fixed	$300	$0	60%	More details	Compare
UniBank	UniBank Your Way Plus Variable Package Investor (LVR >90%)	7.24% p.a.	7.53% p.a.	$3,407	Principal & Interest	Variable	$300	$0	90%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Owner Occupier (LVR >60% to 80%) (2 years)	7.24% p.a.	6.54% p.a.	$3,407	Principal & Interest	Fixed	$300	$0	80%	More details	Compare
UniBank	UniBank Your Way Plus Variable Package Owner Occupier Interest Only (LVR >90%)	7.34% p.a.	7.39% p.a.	$3,058	Interest-only	Variable	$300	$0	95%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Owner Occupier (LVR >60% to 80%) (1 year)	7.39% p.a.	6.44% p.a.	$3,458	Principal & Interest	Fixed	$300	$0	80%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Owner Occupier (LVR >80% to 90%) (1 year)	7.39% p.a.	6.61% p.a.	$3,458	Principal & Interest	Fixed	$300	$0	90%	More details	Compare
UniBank	UniBank Your Way Plus Variable Package Investor Interest Only (LVR >80 to 90%)	7.39% p.a.	7.44% p.a.	$3,079	Interest-only	Variable	$300	$0	90%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Owner Occupier (LVR up to 60%) (1 year)	7.39% p.a.	6.44% p.a.	$3,458	Principal & Interest	Fixed	$300	$0	60%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Investor (LVR >80% to 90%) (3 years)	7.49% p.a.	7.08% p.a.	$3,493	Principal & Interest	Fixed	$300	$0	90%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Investor (LVR up to 60%) (3 years)	7.49% p.a.	6.94% p.a.	$3,493	Principal & Interest	Fixed	$300	$0	60%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Investor (LVR >80% to 90%) (4 years)	7.49% p.a.	7.16% p.a.	$3,493	Principal & Interest	Fixed	$300	$0	90%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Investor (LVR up to 60%) (4 years)	7.49% p.a.	7.04% p.a.	$3,493	Principal & Interest	Fixed	$300	$0	60%	More details	Compare
UniBank	UniBank Your Way Plus Variable Package Investor (LVR >60% to 80%) (3 years)	7.49% p.a.	7.11% p.a.	$3,493	Principal & Interest	Fixed	$300	$0	80%	More details	Compare
UniBank	UniBank Your Way Plus Variable Package Investor (LVR >60% to 80%) (4 years)	7.49% p.a.	7.19% p.a.	$3,493	Principal & Interest	Fixed	$300	$0	80%	More details	Compare
UniBank	UniBank Your Way Plus Variable Package Investor (LVR >60% to 80%) (2 years)	7.54% p.a.	7.04% p.a.	$3,510	Principal & Interest	Fixed	$300	$0	80%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Investor (LVR >80% to 90%) (2 years)	7.54% p.a.	7.00% p.a.	$3,510	Principal & Interest	Fixed	$300	$0	90%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Investor (LVR up to 60%) (5 years)	7.54% p.a.	7.15% p.a.	$3,510	Principal & Interest	Fixed	$300	$0	60%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Investor (LVR >80% to 90%) (5 years)	7.54% p.a.	7.26% p.a.	$3,510	Principal & Interest	Fixed	$300	$0	90%	More details	Compare
UniBank	UniBank Your Way Plus Variable Package Investor (LVR >60% to 80%) (5 years)	7.54% p.a.	7.29% p.a.	$3,510	Principal & Interest	Fixed	$300	$0	80%	More details	Compare
UniBank	UniBank Your Way Plus Fixed Package Investor (LVR up to 60%) (2 years)	7.54% p.a.	6.84% p.a.	$3,510	Principal & Interest	Fixed	$300	$0	60%	More details	Compare

More home loans

Variable Home Loan (LVR < 90%)

Product Features

No application, ongoing monthly or annual fees.
Extra repayments allowed with fee-free redraw
Add an optional offset sub-account, T&C's apply.

Monthly repayments: $2,408

6.04% Advertised Rate (p.a.)

6.06% Comparison Rate (p.a.)

More details

Important Information and Comparison Rate Warning

Rates correct as of . View disclaimer.

Important Information and Comparison Rate Warning

Latest Lending News

AMP

Quiet week in mortgage market as lenders await for inflation signal

Home Loans News

Not even deep fixed rate cuts can stop their unpopularity with Aussie mortgage holders

Heritage Bank

Fixed home loans slide further as NAB, ANZ slash rates

Home loan rate changes

Big week of mortgage moves signals market is heating up

Compare More UniBank Products

UniBank Car Loan Rates UniBank Personal Loan Rates UniBank Savings Account Rates UniBank Term Deposit Rates UniBank Credit Card Rates

Home Loan Comparison & Tools

Home Loans Refinancing home loans Investment home loans Fixed-rate home loans Variable-rate home loans Mortgage Calculator

Home Loan Lenders' Rates

InfoChoice respectfully acknowledges the Traditional Custodians of the land on which we live, learn and work.

Important Information

InfoChoice.com.au provides general information and comparison services to help you make informed financial decisions. We do not cover every product or provider in the market. Our service is free to you because we receive compensation from product providers for sponsored placements, advertisements, and referrals. Importantly, these commercial relationships do not influence our editorial integrity.

For more detailed information, please refer to our How We Get Paid, Managing Conflicts of Interest, and Editorial Guidelines pages.

Editorial Integrity

At InfoChoice.com.au, we are passionate about helping Australians make informed financial decisions. Our dedicated editorial team works tirelessly to provide you with accurate, relevant, and unbiased information. We pride ourselves on maintaining a strict separation between our editorial and commercial teams, ensuring that the content you read is based purely on merit and not influenced by commercial interests.

Learn more about our commitment to editorial integrity in our Editorial Guidelines.

Advertiser Disclosure

Our service is free for you, thanks to support from our partners through sponsored placements, ads, and referrals. We earn compensation by promoting products, referring you, or when you click on a product link. You might also see ads in emails, sponsored content, or directly on our site.

For more details, see How We Get Paid.

Product Coverage and Sort Order

We strive to cover a broad range of products, providers, and services; however, we do not cover the entire market. Products in our comparison tables are sorted based on various factors, including product features, interest rates, fees, popularity, and commercial arrangements.

Some products will be marked as promoted, featured or sponsored and may appear prominently in the tables regardless of their attributes.

Additionally, certain products may present forms designed to refer you to associated companies (e.g. our mortgage broker partner) who may be able to assist you with products from the brand you selected. We may receive a fee for this referral.

You can customise your search using our sorting and filtering tools to prioritise what matters most to you, although we do not compare all features and some results associated with commercial arrangements may still appear.

For more details, visit How We Get Paid and Managing Conflicts of Interest.

Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $500,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

Related Brands

InfoChoice.com.au is proudly part of the InfoChoice Group, which includes Savings.com.au, YourMortgage.com.au, YourInvestmentPropertyMag.com.au, and PerformanceDrive.com.au. The InfoChoice Group is associated with the Firstmac Group.

We may include products and services from loans.com.au, CarLoans.com.au, OnlineAuto.com.au, and YourMortgageBroker Pty Ltd, all associated with the Firstmac Group. Importantly, these brands are treated like any other commercial partner.

Learn more about how we manage conflicts of interest.

General Advice Disclosure

The information provided by InfoChoice.com.au is general in nature and does not take into account your personal objectives, financial situation, or needs. We recommend seeking independent financial advice before making any financial decisions. Before acquiring any financial product, obtain and read the relevant Product Disclosure Statement (PDS), Target Market Determination (TMD), and any other offer documents.

Rates and product information should be confirmed with the relevant credit provider. For more information, read InfoChoice.com.au’s Financial Services and Credit Guide (FSCG).