Bank of us Home Loan Rates & Review

Bank of us Home Loans as of March 2025

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Lender	Home Loan	Interest Rate	Comparison Rate*	Monthly Repayment	Repayment type	Rate Type	Ongoing Fees	Upfront Fees	Max LVR	Link	Compare
Bank of us	Bank of us FlexiDiscount Fixed Rate Loan <80% LVR (2 years)	5.69% p.a.	5.88% p.a.	$2,899	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
Bank of us	Bank of us FlexiDiscount Fixed Rate Loan <80% LVR (3 years)	5.69% p.a.	5.86% p.a.	$2,899	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
Bank of us	Bank of us FlexiDiscount Fixed Rate Loan <80% LVR (1 year)	5.79% p.a.	5.90% p.a.	$2,931	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
Bank of us	Bank of us FlexiChoice Fixed Rate Resi Invest Loan <80%LVR (3 years)	5.89% p.a.	6.06% p.a.	$2,962	Principal & Interest	Fixed	$null	$625	95%	More details	Compare
Bank of us	Bank of us FlexiChoice Fixed Rate Resi Invest Loan <80%LVR (2 years)	5.89% p.a.	6.08% p.a.	$2,962	Principal & Interest	Fixed	$null	$625	95%	More details	Compare
Bank of us	Bank of us FlexiDiscount Variable Rate Loan <80% LVR	5.89% p.a.	5.91% p.a.	$2,962	Principal & Interest	Variable	$0	$350	80%	More details	Compare
Bank of us	Bank of us FlexiChoice MyHome Fixed<80%LVR (2 years)	5.94% p.a.	6.69% p.a.	$2,978	Principal & Interest	Fixed	$10	$1,450	80%	More details	Compare
Bank of us	Bank of us FlexiChoice MyHome Fixed<80%LVR (3 years)	5.94% p.a.	6.63% p.a.	$2,978	Principal & Interest	Fixed	$10	$1,450	80%	More details	Compare
Bank of us	Bank of us Topline Home Loan < 80% LVR	5.99% p.a.	6.01% p.a.	$2,995	Principal & Interest	Variable	$0	$350	95%	More details	Compare
Bank of us	Bank of us FlexiChoice Fixed Rate Resi Invest Loan <80%LVR (1 year)	5.99% p.a.	6.10% p.a.	$2,995	Principal & Interest	Fixed	$null	$625	95%	More details	Compare
Bank of us	Bank of us FlexiDiscount Fixed Rate Loan >80% <90% LVR (2 years)	5.99% p.a.	6.20% p.a.	$2,995	Principal & Interest	Fixed	$0	$625	90%	More details	Compare
Bank of us	Bank of us FlexiDiscount Fixed Rate Loan >80% <90% LVR (3 years)	5.99% p.a.	6.18% p.a.	$2,995	Principal & Interest	Fixed	$0	$625	90%	More details	Compare
Bank of us	Bank of us FlexiChoice MyHome Fixed<80%LVR (1 year)	6.04% p.a.	6.76% p.a.	$3,011	Principal & Interest	Fixed	$10	$1,450	80%	More details	Compare
Bank of us	Bank of us FlexiChoice Fixed Rate Resi Invest Loan <80%LVR (4 years)	6.09% p.a.	6.11% p.a.	$3,027	Principal & Interest	Fixed	$null	$625	95%	More details	Compare
Bank of us	Bank of us FlexiDiscount Fixed Rate Loan >80% <90% LVR (1 year)	6.09% p.a.	6.22% p.a.	$3,027	Principal & Interest	Fixed	$0	$625	90%	More details	Compare
Bank of us	Bank of us FlexiChoice Variable Rate Resi Invest Loan <80% LVR	6.09% p.a.	6.11% p.a.	$3,027	Principal & Interest	Variable	$null	$625	80%	More details	Compare
Bank of us	Bank of us Topline Resi Invest Loan <80% LVR	6.19% p.a.	6.21% p.a.	$3,059	Principal & Interest	Variable	$0	$625	95%	More details	Compare
Bank of us	Bank of us FlexiDiscount Fixed Rate Loan <80% LVR (4 years)	6.19% p.a.	6.02% p.a.	$3,059	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
Bank of us	Bank of us FlexiDiscount Variable Rate Loan >80%<90% LVR	6.19% p.a.	6.23% p.a.	$3,059	Principal & Interest	Variable	$0	$625	95%	More details	Compare
Bank of us	Bank of us FlexiDiscount Fixed Rate Loan <80% LVR (5 years)	6.19% p.a.	6.05% p.a.	$3,059	Principal & Interest	Fixed	$0	$350	80%	More details	Compare
Bank of us	Bank of us FlexiChoice Fixed Rate Resi Invest Loan <80%LVR (5 years)	6.29% p.a.	6.20% p.a.	$3,092	Principal & Interest	Fixed	$null	$625	95%	More details	Compare
Bank of us	Bank of us FlexiDiscount Fixed Rate Loan >80% <90% LVR (4 years)	6.29% p.a.	6.27% p.a.	$3,092	Principal & Interest	Fixed	$0	$625	90%	More details	Compare
Bank of us	Bank of us FlexiDiscount Fixed Rate Loan >80% <90% LVR (5 years)	6.29% p.a.	6.28% p.a.	$3,092	Principal & Interest	Fixed	$0	$625	90%	More details	Compare
Bank of us	Bank of us FlexiChoice Fixed Rate Resi Invest Loan >80%<90% LVR (2 years)	6.29% p.a.	6.60% p.a.	$3,092	Principal & Interest	Fixed	$null	$950	95%	More details	Compare
Bank of us	Bank of us FlexiChoice Fixed Rate Resi Invest Loan >80%<90% LVR (3 years)	6.29% p.a.	6.57% p.a.	$3,092	Principal & Interest	Fixed	$null	$950	95%	More details	Compare
Bank of us	Bank of us FlexiChoice Fixed Rate Resi Invest Loan >80%<90% LVR (4 years)	6.29% p.a.	6.55% p.a.	$3,092	Principal & Interest	Fixed	$null	$950	95%	More details	Compare
Bank of us	Bank of us FlexiDiscount Fixed Rate Loan >90% LVR (4 years)	6.39% p.a.	6.77% p.a.	$3,124	Principal & Interest	Fixed	$0	$950	95%	More details	Compare
Bank of us	Bank of us FlexiDiscount Fixed Rate Loan >90% LVR (5 years)	6.39% p.a.	6.74% p.a.	$3,124	Principal & Interest	Fixed	$0	$950	95%	More details	Compare
Bank of us	Bank of us FlexiDiscount Fixed Rate Loan >90% LVR (2 years)	6.39% p.a.	6.86% p.a.	$3,124	Principal & Interest	Fixed	$0	$950	95%	More details	Compare
Bank of us	Bank of us FlexiDiscount Fixed Rate Loan >90% LVR (3 years)	6.39% p.a.	6.81% p.a.	$3,124	Principal & Interest	Fixed	$0	$950	95%	More details	Compare
Bank of us	Bank of us FlexiChoice Fixed Rate Resi Invest Loan >90% LVR (3 years)	6.49% p.a.	7.01% p.a.	$3,157	Principal & Interest	Fixed	$null	$950	95%	More details	Compare
Bank of us	Bank of us FlexiChoice Fixed Rate Resi Invest Loan >90% LVR (2 years)	6.49% p.a.	7.06% p.a.	$3,157	Principal & Interest	Fixed	$null	$950	95%	More details	Compare
Bank of us	Bank of us FlexiDiscount Fixed Rate Loan >90% LVR (1 year)	6.49% p.a.	6.92% p.a.	$3,157	Principal & Interest	Fixed	$0	$950	95%	More details	Compare
Bank of us	Bank of us FlexiChoice Fixed Rate Resi Invest Loan >80%<90% LVR (1 year)	6.49% p.a.	6.65% p.a.	$3,157	Principal & Interest	Fixed	$null	$950	95%	More details	Compare
Bank of us	Bank of us FlexiChoice Fixed Rate Resi Invest Loan >90% LVR (4 years)	6.49% p.a.	6.96% p.a.	$3,157	Principal & Interest	Fixed	$null	$950	95%	More details	Compare
Bank of us	Bank of us Topline Home Loan >80%<90% LVR	6.49% p.a.	6.54% p.a.	$3,157	Principal & Interest	Variable	$0	$625	95%	More details	Compare
Bank of us	Bank of us FlexiChoice Variable Rate Resi Invest Loan >80%<90% LVR	6.59% p.a.	6.66% p.a.	$3,190	Principal & Interest	Variable	$null	$950	90%	More details	Compare
Bank of us	Bank of us FlexiChoice Fixed Rate Resi Invest Loan >80%<90% LVR (5 years)	6.59% p.a.	6.66% p.a.	$3,190	Principal & Interest	Fixed	$null	$950	95%	More details	Compare
Bank of us	Bank of us FlexiChoice MyHome Variable <80%LVR	6.61% p.a.	6.82% p.a.	$3,197	Principal & Interest	Variable	$10	$1,450	80%	More details	Compare
Bank of us	Bank of us FlexiChoice Fixed Rate Resi Invest Loan >90% LVR (1 year)	6.69% p.a.	7.14% p.a.	$3,223	Principal & Interest	Fixed	$null	$950	95%	More details	Compare
Bank of us	Bank of us FlexiChoice Fixed Rate Resi Invest Loan >90% LVR (5 years)	6.69% p.a.	7.00% p.a.	$3,223	Principal & Interest	Fixed	$null	$950	95%	More details	Compare
Bank of us	Bank of us Topline Resi Invest Loan >80%<90% LVR	6.69% p.a.	6.76% p.a.	$3,223	Principal & Interest	Variable	$0	$950	95%	More details	Compare
Bank of us	Bank of us FlexiDiscount Variable Rate Loan >90% LVR	6.89% p.a.	6.96% p.a.	$3,290	Principal & Interest	Variable	$0	$950	95%	More details	Compare
Bank of us	Bank of us FlexiChoice Variable Rate Resi Inv Loan >90% LVR	7.09% p.a.	7.18% p.a.	$3,357	Principal & Interest	Variable	$null	$1,250	95%	More details	Compare
Bank of us	Bank of us Topline Home Loan >90% LVR	7.09% p.a.	7.16% p.a.	$3,357	Principal & Interest	Variable	$0	$950	95%	More details	Compare
Bank of us	Bank of us Topline Resi Invest Loan >90% LVR	7.19% p.a.	7.28% p.a.	$3,391	Principal & Interest	Variable	$0	$1,250	95%	More details	Compare
Bank of us	Bank of us FlexiLine - Line of Credit	8.61% p.a.	8.74% p.a.	$3,588	Interest-only	Variable	$10	$350	80%	More details	Compare

More home loans

Variable Home Loan P&I <90%

Product Features

No application, ongoing monthly or annual fees.
Extra repayments allowed with fee-free redraw
Add an optional offset sub-account, T&C's apply.

Monthly repayments: $2,344

5.79% Advertised Rate (p.a.)

5.83% Comparison Rate (p.a.)

More details

Important Information and Comparison Rate Warning

Rates correct as of . View disclaimer.

Important Information and Comparison Rate Warning

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