Bank of us keeps it simple when it comes to its credit card products.

The Tassie bank currently offers a low fee, low rate Visa credit card with key features suitable for those seeking a basic card with a low annual fee and low interest charged.

Bank of us Visa Credit Card holders can nominate up to two other people over the age of 16 as additional cardholders.

While the bank charges an annual fee for maintaining the credit card, customers spending over $8,000 per year will get their annual fees waived.

Key Features of Bank of us Visa Credit Card

These are correct at the time of writing and are subject to change.

How to Apply for a Credit Card with Bank of us

As with other Bank of us products, its credit card is exclusively available to the Tasmania bank's members who are currently residing in the state.

Interested members can apply via the bank's website or in-branch. Applicants must complete and submit an application form and wait for the bank's response via their preferred contact method.

To be eligible, interested customers must:

• Be at least 18 years old

• Have a regular source of income

• Have an email account and mobile phone

Documents required may include:

• Driver's licence or passport

• Recent payslips

• Information on existing assets and debts

A good credit history is required for approval, which means you must agree to a credit check when applying for a credit card with the bank.