Heritage Bank Credit Cards Rates & Review

Heritage Bank Credit Cards as of March 2025

Credit card	Purchase rate	Balance transfer	Annual fee	Rewards program	Points per $1 spent	Perks	Currency conversion fee	Additional cardholder fee	Late payment fee	Credit limits	Cash advance	Network	as ofMarch 14, 2025

	11.80^%_p.a.	for 12 months then 11.8% 0^%_p.a.	^$0	N/A	0	[Minimum Credit Limit $1, 000 0% interest on balance transfers for 12 months Apple Pay, Google Pay, Samsung Pay, ]	0	0	20	$product[$field["value"]]	11.8	Visa	More details
	Heritage Bank Visa Gold Low Rate
Disclosure
Heritage Bank Visa Gold Low Rate More details Disclosure
	55 interest free days 17.99^%_p.a.	for 12 months then 19.99% 0^%_p.a.	^$125	[Heritage Credits]	0	[Up to 55 days interest free for your Visa purchases~ 0% interest on balance transfers for 12 months* Earn three (3) Heritage Credits for every $1, 500 spent per calendar month# Platinum Insurance cover for travel overseas and in Australia, purchases, extended warranties, and more. Annual Fee $125 (Waived when you spend $35, 000/annum and over on Visa Purchases) Minimum credit $6, 000 Apple Pay, Google Pay, Samsung Pay, ]	0	0	20	$product[$field["value"]]	19.99	Visa	More details
	Heritage Bank Visa Platinum
Disclosure
Heritage Bank Visa Platinum More details Disclosure
	55 interest free days 17.99^%_p.a.	–	^$55	[Heritage Credits]	0	[Minimum credit $1, 000 Apple Pay, Google Pay, Samsung Pay, ]	0	0	20	$product[$field["value"]]	19.99	Visa	More details
	Heritage Bank Visa Classic
Disclosure
Heritage Bank Visa Classic More details Disclosure

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Heritage Bank Credit Cards

Heritage Bank Credit Cards as of March 2025

Heritage Bank Visa Gold Low Rate

Heritage Bank Visa Gold Low Rate

Heritage Bank Visa Platinum

Heritage Bank Visa Platinum

Heritage Bank Visa Classic

Heritage Bank Visa Classic

Latest Lending News

Which banks and lenders are cutting home loan rates after the RBA cash rate cut?

Why Aussie mortgage holders need a February rate cut

Quiet week in mortgage market as lenders await for inflation signal

Not even deep fixed rate cuts can stop their unpopularity with Aussie mortgage holders

Compare More Heritage Bank Products

Credit Cards Comparison & Tools

Credit Cards Rates

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