Heritage Bank Savings Accounts Rates & Review

Heritage Bank Savings Accounts as of March 2025

Provider	Base interest rate	Max interest rate	Total interest earned	Introductory Term	Minimum Amount	Maximum Amount	Account Keeping Fees	Min. Monthly Deposit	Min. Opening Deposit	Linked account required	ATM Access	EFTPOS Facility	as ofMarch 18, 2025

	Bonus rate of 0.00%Rate varies on savings amount. 3.10^%_p.a.	Intro rate for 4 monthsthen 3.10% p.a. 4.65^%_p.a.	^$729	4	^$0	^$99,999	0	0	1	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Online Saver
Online Saver More details
	3.10^%_p.a.	Intro rate for 4 monthsthen 3.10% p.a. 4.65^%_p.a.	^$729	4	^$100,000	^$99,999,999	0	0	1	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Online Saver
Online Saver More details
	2.25^%_p.a.	2.25^%_p.a.	^$455		^$1,000	^$99,999,999	0		1000	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Farm Management Deposit
Farm Management Deposit More details
	2.15^%_p.a.	2.15^%_p.a.	^$434		^$50,000	^$99,999,999	0		0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Pension Plus
Pension Plus More details
	2.00^%_p.a.	2.00^%_p.a.	^$404		^$0	^$49,999	0		0	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Pension Plus
Pension Plus More details
	1.75^%_p.a.	1.75^%_p.a.	^$353		^$0	^$99,999,999	0		10	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Christmas Club
Christmas Club More details
	0.01^%_p.a.	0.01^%_p.a.	^$2		^$0	^$99,999,999	0		100	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Business Cheque
Business Cheque More details
	0.01^%_p.a.	0.01^%_p.a.	^$2		^$0	^$99,999,999	0		1	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Simply Access
Simply Access More details
	0.01^%_p.a.	0.01^%_p.a.	^$2		^$0	^$99,999,999	0		1	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Club Cheque
Club Cheque More details
	Bonus rate of 4.14%Rate varies on savings amount. 0.01^%_p.a.	4.15^%_p.a.	^$846		^$0	^$99,999,999	0	1	1	$product[$field["value"]]	$product[$field["value"]]	$product[$field["value"]]	More details
	Target Bonus
Target Bonus More details

Important Information and Comparison Rate Warning

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Savings Account News

Macquarie doubles down, increases intro savings account rate to 5.50%

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Heritage Bank Savings Accounts

Heritage Bank Savings Accounts as of March 2025

Online Saver

Online Saver

Online Saver

Online Saver

Farm Management Deposit

Farm Management Deposit

Pension Plus

Pension Plus

Pension Plus

Pension Plus

Christmas Club

Christmas Club

Business Cheque

Business Cheque

Simply Access

Simply Access

Club Cheque

Club Cheque

Target Bonus

Target Bonus

Latest Deposit News

What's happening to my savings account after the RBA cash rate cut?

Medium-length term deposits get the juice this week

Term deposits make a comeback as leading banks hike rates

Macquarie doubles down, increases intro savings account rate to 5.50%

Compare More Heritage Bank Products

Savings Accounts Comparison & Tools

Savings Accounts Lenders' Interest Rates

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Comparison Rate Warning and Base Criteria

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