RBA guides | InfoChoice

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Comparison Rate Warning and Base Criteria

For home loans, the base criteria include a $400,000 loan amount over 30 years. For car loans, the base criteria include a $30,000 loan over 5 years. For personal loans, the base criteria include a $20,000 loan over 5 years. These rates are only examples and may not include all fees and charges.

*The Comparison rate is based on a $150,000 loan over 25 years. Warning: this comparison rate is true only for this example and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

Monthly Repayment Figures

Monthly repayment figures are estimates that exclude fees. These estimates are based on the advertised rates for the specified term and loan amount. Actual repayments will depend on your circumstances and interest rate changes.

Monthly repayments, once the base criteria are altered by the user, will be based on the selected products’ advertised rates and determined by the loan amount, repayment type, loan term and LVR as input by the user/you.

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Rates and product information should be confirmed with the relevant credit provider. For more information, read InfoChoice.com.au’s Financial Services and Credit Guide (FSCG).

RBA & Interest Rate News – Page 12

Experts point to likely 25bps cash rate rise, 50bps off the menu, yet a chance of a pause

Interest rates on hold as consumer sentiment picks up

Home price rise puts RBA on back foot

Which country has the lowest interest rates?

Could Australia get negative interest rates?

Another rate cut is coming on Tuesday - or is it?

How low can interest rates go?

RBA says borrowers must force banks to compete

Don't wait for the banks, or the RBA, give yourself a rate cut today

Is the RBA going to cut home loan interest rates?

How long can the RBA keep interest rates low?