About the author

Bernadette is a journalist with years of experience covering topics in macroeconomics, real estate, and lifestyle beats for notable print media organisations. She joined the InfoChoice Group in 2024, bringing her passion for writing stories that help Australians make better decisions about money.


Bernadette's latest articles

Bernadette Lunas

Diverging data sends mortgage rates on a roller-coaster

Smaller lenders led the mortgage movements in the new financial year, which saw variable and fixed rates waver amid...

05 Jul 2024
Bernadette Lunas

Boost in dwelling approvals in May kicks off government’s 5-year housing target

The race to house the nation received a minor boost as approvals for new residential properties rose in May, but the levels are still below the ideal run rat...

03 Jul 2024
Bernadette Lunas

RBA Board debated rate hike at June meeting, case for hold wins

The Reserve Bank of Australia considered the possibility of raising the official cash rate at its meeting in June, ...

02 Jul 2024
Bernadette Lunas

Homeowners gain another $59k wealth boost from rising home values

Australian homeowners ended the 2023/24 financial year $59,000 richer after housing prices climbed to a fresh record in June.

01 Jul 2024
Bernadette Lunas

Term deposit rates move north as potential cash rate hike looms

More term deposit providers have moved their rates up to the 5% space this week as odds shift towards another RBA c...

28 Jun 2024
Bernadette Lunas

What happens if my home loan is declined after unconditional approval?

While it is rare, a loan can still be declined even after unconditional approval. Here are the reasons why, and what to do a...

27 Jun 2024
Bernadette Lunas

Australia’s inflation rate jumps to 4% in May, faster than expected

Consumer prices in Australia rose faster than expected in May, delivering another blow to Australian households pinning their hopes on interest rate cuts thi...

26 Jun 2024
Bernadette Lunas

All WA households to receive $700 energy credit

Every West Australian gets hundreds off their power bills next month under the state’s new cost of living ene...

24 Jun 2024
Bernadette Lunas

Choosing the Right Bank for Your Home Loan: Key Considerations

Selecting the right bank for your home loan can significantly impact your financial future. Here are the essential factors t...

21 Jun 2024
Bernadette Lunas

Scant term deposit movements following RBA cash rate hold

Hardly any term deposit providers adjusted rates in the same week as RBA’s cautious non-movement.

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21 Jun 2024
Bernadette Lunas

More capital cities join the million-dollar housing market

House prices in Brisbane and Adelaide are on track to hit the $1 million mark by the end of FY25 on the back of sus...

20 Jun 2024
Bernadette Lunas

Cash rate hold extended as RBA assesses further risks to inflation

The Reserve Bank of Australia (RBA) has delivered a broadly expected cash rate hold at the end of its two-day polic...

18 Jun 2024