About the author

Bernadette is a journalist with years of experience covering topics in macroeconomics, real estate, and lifestyle beats for notable print media organisations. She joined the InfoChoice Group in 2024, bringing her passion for writing stories that help Australians make better decisions about money.


Bernadette's latest articles

Bernadette Lunas

What is Lenders Mortgage Insurance?

Lenders mortgage insurance or LMI can be an expensive cost on top of your home loan deposit. Find out what it actually is an...

08 Aug 2024
Bernadette Lunas

How are mortgage borrowers holding on after all these interest rate rises?

Despite the prospect of interest rate cuts a distant possibility, mortgage holders remain resilient in meeting their obligations, said the finance chief of o...

07 Aug 2024
Bernadette Lunas

RBA leaves interest rate unchanged as it continues to tame inflation

Wrapping up its two-day policy meeting, the Reserve Bank of Australia (RBA) once again kept the cash rate on hold at 4.35% until September.

06 Aug 2024
Bernadette Lunas

How to Save Money in Australia: Essential Tips

Thinking of saving money but don’t know where to start? Don’t fret, we’ve all been there. Here’s a l...

05 Aug 2024
Bernadette Lunas

What Happens if Settlement is Delayed by Buyer or Bank

Property settlement delay can be a major headache. Here’s what you need to know about it when it happens.

30 Jul 2024
Bernadette Lunas

Banks move term deposit rates up ahead of key RBA August meeting

Macquarie Bank makes a play for the top term deposit rate on one-year terms, following a second consecutive hike this week.

26 Jul 2024
Bernadette Lunas

Capital cities post new home price records amid slowing growth

Home prices across Australia’s combined capitals hit another record, with Brisbane on track to surpass the $1...

25 Jul 2024
Bernadette Lunas

What Happens on Settlement Day?

Much like other stages of the home-buying journey, settlement day involves many moving parts. Here’s a complete guide ...

19 Jul 2024
Bernadette Lunas

Customer-owned banks lead home loan rate shifts

Mutual banks led the charge in this week’s home loan rate movements as the market awaits the Reserve Bank’s upcoming cash rate decision.

19 Jul 2024
Bernadette Lunas

Jobless rate increases amid strong labour demand

Australia’s headline jobless rate rose to 4.1% in June, reinforcing the prospects of another RBA cash rate hold to sustain labour market gains.

18 Jul 2024
Bernadette Lunas

Two major banks boost one-year term deposit rates

CommBank and NAB have recently hiked term deposit rates on one-year terms, in what appears to be an anticipation of the cash rate increasing.

16 Jul 2024
Bernadette Lunas

Guide to Buying Foreclosed Homes in Australia

Buying a foreclosed property can be a mixed bag of risks and opportunities. Here’s everything you need to know to dete...

12 Jul 2024