About the author

Bernadette is a journalist with years of experience covering topics in macroeconomics, real estate, and lifestyle beats for notable print media organisations. She joined the InfoChoice Group in 2024, bringing her passion for writing stories that help Australians make better decisions about money.


Bernadette's latest articles

Bernadette Lunas

Household spending flat in August despite government relief measures

The rollout of recent tax cuts and fiscal support measures has failed to boost household spending, which remained unchanged (0%) in August, according to data...

04 Oct 2024
Bernadette Lunas

Big banks lead the charge in latest term deposit rate cuts

National Australia Bank (NAB) and Macquarie have taken their term deposit rates to the sword in another blow to savers hoping for higher returns.

04 Oct 2024
Bernadette Lunas

Rents flatline across major capital cities in Q3

Rents across the country grew at their slowest pace since 2019 during the September quarter, in what appears to be the post-pandemic rental boom losing its s...

03 Oct 2024
Bernadette Lunas

Warm August weather drives early spring shopping surge

The warm August weather brought consumer spending back to life after it flatlined in the previous month, data from the Australian Bureau of Statistics (ABS) ...

01 Oct 2024
Bernadette Lunas

Spring selling season fails to heat up Australia’s cooling property market

Australia's home values posted a muted rise in the September quarter, signalling a cooling property market.

01 Oct 2024
Bernadette Lunas

Navigating Cryptocurrency Investments With Your SMSF

Investing in cryptocurrency offers SMSFs a chance to diversify and chase big returns. However, with crypto's notorious volatility, it's vital to understand t...

30 Sep 2024
Bernadette Lunas

Customer-owned banks lead home loan rate cuts amid RBA hold

A customer-owned bank group has stolen the spotlight in another week of fixed rate home loan cuts, after dropping the rates on its variable mortgage products...

27 Sep 2024
Bernadette Lunas

Energy subsidies pull August headline inflation rate under 3%

Electricity rebates rolled out in August dragged Australia's headline inflation back within the RBA's target range, according to data from the Australian Bur...

25 Sep 2024
Bernadette Lunas

RBA resists rate cuts despite mounting pressures

The Reserve Bank of Australia (RBA) has enacted to leave the cash rate unchanged from its 12-year peak of 4.35% until November.

24 Sep 2024
Bernadette Lunas

Mutual bank unveils record-high 6% savings account rate

A customer-owned bank launched a special 6% p.a. rate for its savings account product last week, the first time such a rate has been seen in 11 years. But is...

23 Sep 2024
Bernadette Lunas

Axe falls on term deposits as credit unions lead the charge

The past week has delivered another round of term deposit rate cuts, mostly from Australian credit unions and mutual banks.

20 Sep 2024
Bernadette Lunas

Investing in Overseas Property With Your SMSF

Investing in overseas property using your self-managed superannuation fund (SMSF) is possible under Australian law, but several rules and regulations must be...

20 Sep 2024