About the author

Bernadette is a journalist with years of experience covering topics in macroeconomics, real estate, and lifestyle beats for notable print media organisations. She joined the InfoChoice Group in 2024, bringing her passion for writing stories that help Australians make better decisions about money.


Bernadette's latest articles

Bernadette Lunas

Spring selling season fails to heat up Australia’s cooling property market

Australia's home values posted a muted rise in the September quarter, signalling a cooling property market.

01 Oct 2024
Bernadette Lunas

Navigating Cryptocurrency Investments With Your SMSF

Investing in cryptocurrency offers SMSFs a chance to diversify and chase big returns. However, with crypto's notorious volatility, it's vital to understand t...

30 Sep 2024
Bernadette Lunas

Customer-owned banks lead home loan rate cuts amid RBA hold

A customer-owned bank group has stolen the spotlight in another week of fixed rate home loan cuts, after dropping the rates on its variable mortgage products...

27 Sep 2024
Brooke Cooper

What is a Green Home Loan?

There are plenty of benefits to owning an energy efficient home, and the potential to access a cheaper green home loan is one of them.

27 Sep 2024
Bernadette Lunas

Energy subsidies pull August headline inflation rate under 3%

Electricity rebates rolled out in August dragged Australia's headline inflation back within the RBA's target range, according to data from the Australian Bur...

25 Sep 2024
Bernadette Lunas

RBA resists rate cuts despite mounting pressures

The Reserve Bank of Australia (RBA) has enacted to leave the cash rate unchanged from its 12-year peak of 4.35% until November.

24 Sep 2024
Bernadette Lunas

Mutual bank unveils record-high 6% savings account rate

A customer-owned bank launched a special 6% p.a. rate for its savings account product last week, the first time such a rate has been seen in 11 years. But is...

23 Sep 2024
Bernadette Lunas

Axe falls on term deposits as credit unions lead the charge

The past week has delivered another round of term deposit rate cuts, mostly from Australian credit unions and mutual banks.

20 Sep 2024
Bernadette Lunas

Investing in Overseas Property With Your SMSF

Investing in overseas property using your self-managed superannuation fund (SMSF) is possible under Australian law, but several rules and regulations must be...

20 Sep 2024
Bernadette Lunas

Fed slashes interest rates by 50bps, pressuring RBA to respond

The US Federal Reserve has slashed its interest rates by half a point overnight in an aggressive start to its first easing cycle in four years, increasing pr...

19 Sep 2024
Bernadette Lunas

Aussie sellers reap record-high profits in property sales

Aussie vendors netted record profits from property sales in the June quarter, a recent report revealed.

18 Sep 2024
Bernadette Lunas

Credit card fees, rates on the rise amid decline in credit reliance

National Australia Bank (NAB) hiked interest rates and fees across select credit cards on Friday as Aussie consumers become less reliant on the plastic to ma...

13 Sep 2024