About the author

Bernadette is a journalist with years of experience covering topics in macroeconomics, real estate, and lifestyle beats for notable print media organisations. She joined the InfoChoice Group in 2024, bringing her passion for writing stories that help Australians make better decisions about money.


Bernadette's latest articles

Bernadette Lunas

Solid employment growth douses hopes for a pre-Christmas cash rate cut

Australia's headline unemployment rate held steady in September on the back of stronger-than-expected employment growth.

17 Oct 2024
Bernadette Lunas

Savings rate war heats up as Macquarie Bank hikes savings account rate

Beginning 17 October, Macquarie Bank will increase its savings account rate to 5% p.a., offering a more competitive return for savers.

14 Oct 2024
Bernadette Lunas

How much does it cost to raise a child in Australia?

From nappies to uni fees, the real cost of raising a child in Australia might surprise you. So we asked parents to share their stories and offer tips on mana...

11 Oct 2024
Bernadette Lunas

Fixed home loans slide further as NAB, ANZ slash rates

Another week has passed with another round of fixed-rate home loan cuts led by two of Australia's largest lenders.

11 Oct 2024
Bernadette Lunas

RBA Board moves away from hawkish tone as economic outlook shifts

The RBA Board in its September meeting discussed scenarios for both lowering and raising the cash rate, marking a shift from its hawkish tone in previous pol...

08 Oct 2024
Bernadette Lunas

NAB cuts fixed mortgage rates across all terms

National Australia Bank (NAB) has once again taken the lead among major banks in dropping the rates on mortgages on fixed terms.

08 Oct 2024
Bernadette Lunas

Household spending flat in August despite government relief measures

The rollout of recent tax cuts and fiscal support measures has failed to boost household spending, which remained unchanged (0%) in August, according to data...

04 Oct 2024
Bernadette Lunas

Big banks lead the charge in latest term deposit rate cuts

National Australia Bank (NAB) and Macquarie have taken their term deposit rates to the sword in another blow to savers hoping for higher returns.

04 Oct 2024
Bernadette Lunas

Rents flatline across major capital cities in Q3

Rents across the country grew at their slowest pace since 2019 during the September quarter, in what appears to be the post-pandemic rental boom losing its s...

03 Oct 2024
Bernadette Lunas

Warm August weather drives early spring shopping surge

The warm August weather brought consumer spending back to life after it flatlined in the previous month, data from the Australian Bureau of Statistics (ABS) ...

01 Oct 2024
Bernadette Lunas

Spring selling season fails to heat up Australia’s cooling property market

Australia's home values posted a muted rise in the September quarter, signalling a cooling property market.

01 Oct 2024
Bernadette Lunas

Navigating Cryptocurrency Investments With Your SMSF

Investing in cryptocurrency offers SMSFs a chance to diversify and chase big returns. However, with crypto's notorious volatility, it's vital to understand t...

30 Sep 2024