About the author

Bernadette is a journalist with years of experience covering topics in macroeconomics, real estate, and lifestyle beats for notable print media organisations. She joined the InfoChoice Group in 2024, bringing her passion for writing stories that help Australians make better decisions about money.


Bernadette's latest articles

Bernadette Lunas

Stagnating home prices, rising delinquencies: Has Australia hit its affordability limit?

Australia's housing market has recorded a noted boost in supply to meet homebuyers' demand, though rising mortgage delinquencies cast doubt on their ability ...

01 Nov 2024
Bernadette Lunas

September quarter inflation slows to 2.8%: Will the RBA cut rates next month?

Australia's headline inflation rate sank to 2.8% in the September quarter, well within the RBA target range, fanning hopes for a rate relief.

30 Oct 2024
Bernadette Lunas

ANZ adjusts fixed home loan rates amid profit hit

ANZ Bank tweaked its fixed home loan rates on Monday as it was revealed the Australian lender will incur a financial impact from its acquisition of Suncorp&r...

28 Oct 2024
Bernadette Lunas

Quiet week in mortgage market as lenders await for inflation signal

It has been a slow week in Australia's mortgage space, with AMP Bank the only leading lender adjusting rates.

25 Oct 2024
Bernadette Lunas

A Comprehensive Guide to Setting Up and Ensuring Compliance for Your SMSF

Setting up a self-managed superannuation fund (SMSF) gives you greater control over your retirement savings. Here's a guide to help you get started.

22 Oct 2024
Bernadette Lunas

Term deposits make a comeback as leading banks hike rates

A resurgence in term deposits is gradually unfolding as several key providers, led by Australia's fifth-largest bank, raised rates this week.

18 Oct 2024
Bernadette Lunas

Solid employment growth douses hopes for a pre-Christmas cash rate cut

Australia's headline unemployment rate held steady in September on the back of stronger-than-expected employment growth.

17 Oct 2024
Bernadette Lunas

Savings rate war heats up as Macquarie Bank hikes savings account rate

Beginning 17 October, Macquarie Bank will increase its savings account rate to 5% p.a., offering a more competitive return for savers.

14 Oct 2024
Bernadette Lunas

How much does it cost to raise a child in Australia?

From nappies to uni fees, the real cost of raising a child in Australia might surprise you. So we asked parents to share their stories and offer tips on mana...

11 Oct 2024
Bernadette Lunas

Fixed home loans slide further as NAB, ANZ slash rates

Another week has passed with another round of fixed-rate home loan cuts led by two of Australia's largest lenders.

11 Oct 2024
Bernadette Lunas

RBA Board moves away from hawkish tone as economic outlook shifts

The RBA Board in its September meeting discussed scenarios for both lowering and raising the cash rate, marking a shift from its hawkish tone in previous pol...

08 Oct 2024
Bernadette Lunas

NAB cuts fixed mortgage rates across all terms

National Australia Bank (NAB) has once again taken the lead among major banks in dropping the rates on mortgages on fixed terms.

08 Oct 2024