About the author

Bernadette is a journalist with years of experience covering topics in macroeconomics, real estate, and lifestyle beats for notable print media organisations. She joined the InfoChoice Group in 2024, bringing her passion for writing stories that help Australians make better decisions about money.


Bernadette's latest articles

Bernadette Lunas

Term deposits on the rise as banks seek to lock in savers

The competition continues to heat up in the term deposit space as banks boost their rates to attract more savers. <...

24 May 2024
Bernadette Lunas

Cost of living crisis drives demand for sustainable homes

In a bid to beat the cost of living crisis, a growing preference for energy-efficient homes has been noted among mi...

23 May 2024
Bernadette Lunas

RBA minutes reveal cash rate hike back on the table

The minutes of the Reserve Bank of Australia’s (RBA) monetary policy meeting in May confirmed the Board debated whether to raise the cash rate or hold ...

21 May 2024
Bernadette Lunas

What is an equity release for seniors and retirees?

If you are over 60 years old, own your home, and need funds for retirement, unlocking the equity in your home can be a finan...

17 May 2024
Bernadette Lunas

Fixed mortgage rates rise after extended period of declines

Fixed rate home loans are on the rise again following months of downward trend, with two big lenders breaking their...

17 May 2024
Bernadette Lunas

Unemployment rate climbs 4.1%, easing risks of RBA hike

Australia’s unemployment rate is back to the 4% level in April as more people looked for work, fanning hopes ...

16 May 2024
Bernadette Lunas

Australian wages rise 0.8% over the March quarter

Australians have continued to receive real pay increases after wage growth maintained its edge ahead of inflation in the first quarter of 2024. But the lates...

15 May 2024
Bernadette Lunas

What to expect in the 2024 Federal Budget

Tax cuts and subsidies – these are the big-ticket items highly anticipated to be delivered in this year&rsquo...

13 May 2024
Bernadette Lunas

How To Pay Off Your Home Loan Early

Mortgages typically last 25 to 30 years, but it doesn’t mean you must carry this debt for that long. Here are some use...

10 May 2024
Bernadette Lunas

Banks unveil major boosts on term deposit rates

Term depositors are in for a treat as Australia’s largest bank led this week’s term deposit increases, while other providers unveiled new market-...

10 May 2024
Bernadette Lunas

Reserve Bank holds cash rate despite concerns over stubborn inflation

Australian borrowers have been granted another reprieve as the Reserve Bank of Australia (RBA) elected to leave the...

07 May 2024
Bernadette Lunas

Lenders drop home loan rates ahead of RBA meeting

Small lenders got a headstart on dropping their home loan rates in anticipation of another cash rate hold at next week’s RBA meeting.

03 May 2024